Frequently Asked Questions

Point & Insurance Reduction Program

QUESTIONS AND ANSWERS…

Q.  How much time does the PIRP course take, what is it like and what does it cost?
A.  The PIRP in-classroom course is six (6) hours in length (which includes breaks) and includes the use of a textbook, video and PowerPoint presentations. Please click HERE to find a class near you and to get pricing information.

Q.  After I complete the course, how do I receive the point reduction?
A.  DMV will be notified within ten weeks after you complete the course. A notice will then be entered on your driving record, and the DMV computer will automatically reduce your active point total by up to four points. 

Q.  What effect does point reduction have on my license and driving record?
A.  Point reduction applies only to points assessed for violations that occurred within the eighteen months immediately before course completion.  It does not affect points for earlier violations, and cannot be used as "credit" against future violations or points.

Q.  After completing the PIRP course, how do I receive the insurance reduction?
A.  A completion certificate will be mailed to you after you complete the course. If you present your certificate to your insurance company or agent within 90 days after course completion, your liability and collision premium reduction will begin immediately, retroactive to the date you completed the course. If you present your certificate more than 90 days after course completion, the insurer may issue the premium discount effective from the date presented.

Q.  Will youthful operators and drivers participating in assigned risk pool receive the insurance premium discount?
A.  Yes. Any insured driver who is the principal operator and completes a Point & Insurance Reduction Program course will receive the reduction.